When purchasing international cargo insurance, you need to pay attention to the following aspects:

Understand the insurance terms: Before purchasing international cargo insurance, read the insurance terms carefully to understand the scope of insurance, compensation conditions, deductibles and other details. Make sure you understand the coverage and limits of your insurance so that you can properly file a claim if needed.

Choose the appropriate insurance type: There are many types of international cargo insurance, such as general additional insurance, special additional insurance, etc. Depending on factors such as the nature of the goods, mode of transportation and destination, choose the appropriate insurance type to ensure the safety of the goods during transportation.

Confirm the credibility of the insurance company: Choosing an insurance company with good reputation and strength can reduce the risk of claims settlement. You can learn about the credibility and strength of an insurance company by checking its historical records, customer reviews, and other information.

Confirm the insurance amount: Determine the appropriate insurance amount based on factors such as the value of the goods, transportation distance, and destination. Make sure the insurance amount covers the maximum damage that the goods may suffer during transportation.

Understand the compensation conditions: Understand the insurance company’s compensation conditions and procedures so that you can apply for compensation correctly when needed. Generally speaking, insurance companies will compensate based on factors such as the degree of damage to the goods and transportation delays.

Pay attention to the deductible: Some international cargo insurance will have a deductible, which means that the insurance company will not be liable for losses below a certain amount. When purchasing insurance, pay attention to the size of the deductible to ensure that the safety of your goods is protected.

In short, there are many aspects that need to be paid attention to when purchasing international cargo insurance. Make sure to choose the appropriate insurance type, insurance company and insurance amount, and understand the details such as compensation conditions and deductibles. At the same time, we must also strengthen risk management awareness and improve our ability to prevent risks.

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